Finance

Banks and insurers · Qatar and the GCC

Sustainability reporting and climate risk for banks and insurers

Qatari banks and insurers now report under an ISSB-aligned framework. We help them build the governance, data and disclosures it needs.

What it is

The short version

For financial institutions, the largest climate exposure sits in the balance sheet, not the office. Financed emissions, credit risk from climate change, and underwriting exposure define the agenda.

We support banks and insurers on QCB sustainability reporting, IFRS S1 and S2 disclosures, financed emissions under the PCAF standard, climate risk and scenario analysis, and sustainable finance frameworks.

We also help corporate borrowers prepare the data their banks will ask for.

Who needs it in the GCC

Who we work with

Commercial and Islamic banks in Qatar and the GCC.
Insurance and takaful companies.
Asset managers and investment firms.
Corporate treasury teams planning green or sustainability-linked financing.

Why now

On 4 December 2025, Qatar Central Bank issued an ISSB-aligned Sustainability Reporting Framework for banks and insurers, applying from 1 January 2026. QCB also published a Sustainable Finance Framework in 2025, with mandatory verification for sustainability-linked credit.

The first reporting year is running now. Financed emissions and climate risk data take time to build.

What we deliver

Concrete outputs, not slides

Every engagement ends with files your team owns and can reuse next year.

Gap assessment against the QCB framework and IFRS S1 and S2
Governance and risk management updates for climate
Financed emissions calculation and data quality plan
Climate scenario analysis for loan and investment portfolios
Sustainable finance framework drafting and external review readiness
Corporate client data templates and engagement plan

How we work

Four steps

01
Listen
We start with your deadlines: the report, the lender request, the tender or the EU customer. Then we review what data and systems you already have.
02
Prioritise
We rank obligations and risks by date and consequence, so effort goes where it matters first.
03
Deliver
We do the technical work with your teams: measurement, analysis, studies, drafting.
04
Hand over
You keep the workbooks, methods and plans. Next year runs on your systems, not ours.

Free tool

QCB readiness checklist

Score your institution against the QCB framework.

Open the tool

FAQ

Common questions

Does the QCB framework apply to Islamic banks?

It applies to banks and insurers supervised by QCB. Check the framework text for scope and any specific provisions.

What are financed emissions?

The emissions of the companies and assets a bank lends to or invests in, attributed in proportion to the financing. They are usually far larger than the bank's own emissions.

How do sustainable finance frameworks relate to reporting?

A sustainable finance framework sets rules for labelling green or sustainable products. Reporting discloses risks and metrics. Both should use the same data and definitions.

Our corporate clients have no emissions data. What now?

Start with estimates using recognised methods and score data quality. Then engage the largest exposures first and replace estimates over time.

Services for finance

QCB sustainability compliance

Qatar Central Bank now requires ISSB-aligned sustainability reporting. We help banks and insurers build the data, governance and disclosures to meet it.

Climate risk assessment

Heat, water stress, sea level and carbon pricing affect GCC assets in specific ways. We assess them and show the financial effect, in line with IFRS S2.